If i have store credit do i have to use it in that one and only store ?
emely o asked:
If I’m dealing with a company with several stores can I go to any store and purchase from it. Is there a law to protect us consumers from return policies?
If I’m dealing with a company with several stores can I go to any store and purchase from it. Is there a law to protect us consumers from return policies?
Can a company or store open a line of credit without you explicitly asking for it?
justin_acton2002 asked:
I just got a notice in the mail for an approval and received a charge card for Rooms to Go. I had gone into a store about 3-4 weeks ago to inquire about the deal they had going. I was told that my credit could be checked to see if I qualified. I think that might have been my first mistake. Did I unknowingly “authorize” this card? I merely asked for a check of my credit and that I would not be purchasing anything nor would I like the card itself.
I just got a notice in the mail for an approval and received a charge card for Rooms to Go. I had gone into a store about 3-4 weeks ago to inquire about the deal they had going. I was told that my credit could be checked to see if I qualified. I think that might have been my first mistake. Did I unknowingly “authorize” this card? I merely asked for a check of my credit and that I would not be purchasing anything nor would I like the card itself.
I signed a contract for $X with a finance company, now the store is ordering I pay THEM more. Is this legal?
Nic asked:
I acquired goods from a store on finance through HSBC for X amount. However, the store called me 4 months later telling me I owe more money than is listed on my contract (to be paid to the store, not to the finance company) due to one of the employee’s errors. They have recently sent me a notice before summons for the amount they think I owe. Do I owe this amount to the store or can I stick with my the original contract?
I acquired goods from a store on finance through HSBC for X amount. However, the store called me 4 months later telling me I owe more money than is listed on my contract (to be paid to the store, not to the finance company) due to one of the employee’s errors. They have recently sent me a notice before summons for the amount they think I owe. Do I owe this amount to the store or can I stick with my the original contract?
Help! do i make a payment to store or credit card company?
superman asked:
hi everyone, im new to the whole credit card thing,
i recently got approved for a card, and i used it to buy something @ target, my question is,
do i make the payment to my credit card company? or do i make it to target? (im doing online banking)
hi everyone, im new to the whole credit card thing,
i recently got approved for a card, and i used it to buy something @ target, my question is,
do i make the payment to my credit card company? or do i make it to target? (im doing online banking)
thanks
If you use your company credit card at a store, can they see what individual items you purchased?
Mary asked:
Just say I used the card at a gas station while I was travelling and bought candy, can they look at the transaction, and see what I bought?
Just say I used the card at a gas station while I was travelling and bought candy, can they look at the transaction, and see what I bought?
Any tips on getting customers to open store cards?
Jazz asked:
I work in a clothes shop and there is a lot of pressure for me to get people to open store cards. Any tips please?
I work in a clothes shop and there is a lot of pressure for me to get people to open store cards. Any tips please?
How can I prove I returned a video to the rental store?
derek c asked:
I rented 1 DVD from an independent video rental store. The DVD was returned on time through the night deposit box. This was 4 years ago. I recently checked my credit report and saw that a collection agency had reported that I owe this store $117.00. I disputed this debt, and the collection agency replied with a printout from the video store that said I never returned the DVD, and that there are nearly $80.00 in late fees. I am assuming the $80 is for something other than the $20 DVD because that would be illegal, but the printout doesn’t specify. What can I do here? The collection agency is threatening to take me to court. How can I prove these charges are bogus?
I rented 1 DVD from an independent video rental store. The DVD was returned on time through the night deposit box. This was 4 years ago. I recently checked my credit report and saw that a collection agency had reported that I owe this store $117.00. I disputed this debt, and the collection agency replied with a printout from the video store that said I never returned the DVD, and that there are nearly $80.00 in late fees. I am assuming the $80 is for something other than the $20 DVD because that would be illegal, but the printout doesn’t specify. What can I do here? The collection agency is threatening to take me to court. How can I prove these charges are bogus?
How do I make a balance transfer from a store card to a credit card?
mariah69000 asked:
Sorry, a new timer to balance transfers and credit cards. Have taken out a credit card with 0% interest on balance transfers and purchases for 12 months. I have £600 on a store card that I want to transfer to the credit card to avoid all the interest charges. I can easily pay this off in 12 months.
Sorry, a new timer to balance transfers and credit cards. Have taken out a credit card with 0% interest on balance transfers and purchases for 12 months. I have £600 on a store card that I want to transfer to the credit card to avoid all the interest charges. I can easily pay this off in 12 months.
Do I just go to the store and use my credit card to pay off the store card? Do I telephone the credit card company and ask for a transfer and give them all the details? or is there more involved, would just like to know what the process is.
Thanks!
Wahoo, let’s all take advantage of the 0%’s out there.
Thanks for your answers!
What happens to credit score if you close a store credit card?
bluetsuki32 asked:
I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards?
I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store cards?
What is the easiest department store credit card to apply for with bad credit?
missthanku asked:
I’m interested in applying for a department store credit card like Carsons, Target, Wal-Mart, etc. However, my credit is not all that great right now but I would like a chance to RE-BUILD it. Does anyone have any experience with getting a department store credit card but you had bad credit? I appreciate and thank-you guys in advance for your kind answers and intelligent business advice.
I’m interested in applying for a department store credit card like Carsons, Target, Wal-Mart, etc. However, my credit is not all that great right now but I would like a chance to RE-BUILD it. Does anyone have any experience with getting a department store credit card but you had bad credit? I appreciate and thank-you guys in advance for your kind answers and intelligent business advice.